Introduction to XT Savings

Contents of this article:

XT Earn Categories | Advantages | Interest Calculation for Savings

How to Participate in XT Earn：WEB | APP

XT Savings are dedicated to providing you with a top-tier digital currency investment experience. At XT Savings, we prioritize the security of user funds above all else, employing industry-leading risk management technology and round-the-clock monitoring systems to ensure comprehensive protection of your assets. Our product design is user-centric, aiming to deliver industry-leading returns while ensuring a streamlined and convenient user experience.

Our team was established in 2018 and has since become one of the largest digital asset management teams in the industry. Team members are graduates from prestigious universities such as Stanford University, National University of Singapore, Tsinghua University, and Carnegie Mellon University. Members bring extensive work experience from Web3 exchanges, traditional private equity firms, and the internet industry.

At XT Earn, we provide a diverse array of financial products, encompassing offerings such as Savings, Structured Finance, POS Staking, Cloud Mining, and Loan Markets, among others. Our suite caters to both conservative investors seeking stable returns and proactive investors willing to assume additional risk for potentially higher rewards. No matter your investment profile, XT Earn offers tailored solutions to meet your needs.

Regardless of whether you're a novice or a seasoned investor in cryptocurrency, XT Earn ensures a seamless and delightful investment journey for you.

XT Earn Categories:

XT Savings is akin to traditional bank savings products, offering three types: Flexble Savings, Fixed Savings, and VIP Exclusive Savings.

1. Flexible Savings:
   A flexible, zero-risk financial solution that enables users to easily deposit and withdraw assets as needed, catering to investors seeking high flexibility.
2. Fixed Savings:
   A zero-risk financial option catering to users seeking higher returns, offering investment options with fixed durations (7, 30, 60, 90, 180, or 365 days), typically accompanied by higher annualized returns.
   The returns from XT Savings flexible and fixed products stem from a mature and dynamic lending market. The efficient functioning of this market ensures both high returns and stability in income sources, while also ensuring the safety of users' lending funds. During bullish market conditions, the increased demand for borrowing leads to a notable uptick in users' financial returns.
3. VIP Exclusive Savings:
   A capital-protected savings option, XT Savings offers exclusive financial products tailored for VIP clients. With higher yield rates and a wider selection of asset allocations, alongside personalized 1-on-1 investment advisory services providing cryptocurrency investment recommendations, we ensure the wealth enhancement and protection of our high-net-worth clients, ensuring flexibility and tailored solutions.

Advantages:

1. Capital Protection: Every XT Savings product is crafted as a capital-secured financial instrument. XT Savings places the safety of user funds as its utmost priority. All management of wealth assets comes with thorough risk management safeguards to guarantee the security of funds and reliable income sources.
2. Stable Returns: The returns from Savings are derived from a stable lending market, as well as industry-validated and audited on-chain node returns.
3. Industry-Leading Yield Rates: XT Savings prioritizes maximizing benefits for users by allocating a greater share of safe and stable returns. This approach aims to provide the greatest assistance in asset appreciation for users.
4. Diverse Product Offerings: With over 250 cryptocurrencies available for flexible and fixed-term savings products, users have access to the most extensive range of asset choices.

Interest Calculation for Savings:

Interest Calculation for Savings starts on the next day (D+1) after subscription.

1. Formula for Flexible Savings: Interest = Subscription Amount x Daily APR x Subscription Days / 365
2. Formula for Fixed Savings: Interest = Subscription Amount x Daily APR x Product Period / 365

How to Participate in XT Earn:

Steps for Web Interface:

1. Please log in to your XT account. For new users, please click Here to register first. Then, select 'Finance' > 'Savings' on the navigation bar.
   
   
   
   
2. In the 'All Products' section, users can view all current savings products. Besides, users can use filter criteria and the search bar to find desired currencies and product types. Subscriptions can be made based on preferred APR returns, subscription durations, minimum thresholds, and other specified criteria.
   
   
   
   
3. Click on the 'Subscribe' button for your desired product, which will show a 'Subscription Popup'. Enter the desired subscription amount, review the subscription period, subscription limit, estimated daily returns, start and payout dates, then click the 'Confirm' button.
   
   
   
   
4. After successful subscription, you can click 'View Holdings', or click on 'Assets' > 'Earn' > 'Savings' on the upper right corner of the navigation bar to review earnings and subscription status.
   
   
   
   

Steps for the App:

1. Click on 'Earn Overview' on the homepage or tap 'Assets' on the bottom right corner of the app, then select 'Savings' > 'Earn Overview' at the top.
   
   
   
   
2. Search for the desired currency, find the intended savings product, and click to access the subscription popup.
   
   
   
   
3. Upon entering the subscription popup, input the desired subscription amount and click 'Confirm' to complete the subscription successfully. To review subscription details, click 'View Holdings', or return to the 'Assets' > 'Earn' section to check holdings.