XT Earn are committed to providing you with a top-tier digital currency investment experience. Safety of user funds is our top priority, which is why we employ industry-leading risk control technology and round-the-clock monitoring systems to ensure comprehensive protection of our assets. Our product design is centered around the user, aiming to deliver industry-leading returns while ensuring a streamlined and convenient product experience.
The Wealth Management team was established in 2018 and has become one of the largest digital asset management teams in the industry. Team members graduated from prestigious institutions such as Stanford University, the National University of Singapore, Tsinghua University, and Carnegie Mellon University. Members have rich work experience in Web3 exchanges, traditional private equity firms, and the internet industry.
Whether you're a novice at cryptocurrency or a seasoned investor, XT Earn makes your investment journey easy and enjoyable.
XT Wealth Management
Investing in the rapidly changing cryptocurrency market undoubtedly requires a lot of effort, but managing wealth should not be so complicated. As a leading global cryptocurrency exchange, XT has always been committed to providing investors with safer and smarter wealth management solutions. XT Wealth Management is a leading cryptocurrency asset management platform tailored for high-net-worth individuals (HNWI) and institutions, selecting high-quality investment strategies for you to help your wealth steadily increase. Whether you are a HNWI, asset management expert, or XT VIP member, we provide stable, secure, and competitive wealth management solutions to meet your diverse needs. Wealth management benefits mainly come from low-risk neutral arbitrage strategies, which can bring you stable returns while strictly controlling risks.
Product Advantages
- Professional asset management team, providing diversified investment options and implementing sound risk management strategies.
- Relying on top Financial Institution resources to provide competitive annualized returns, investment experts escort the whole process.
- Flexible subscription and redemption policies, stable asset appreciation, regular interest payment on settlement date, easy withdrawal of principal.
Wealth management is no longer limited to traditional strategies and passive investments. Investors have higher requirements for Asset Allocation and are eager to enter cutting-edge industries and find solutions that meet their personal financial goals and risk tolerance. XT Wealth Management provides innovative products for this purpose. With diversified investment portfolios, advanced trading strategies, and a sound risk management system, it ensures stable returns without management fees and regular interest payments. We cooperate with top financial institutions and rely on safe and reliable strategies to personally manage your assets, ensuring a smooth and efficient investment journey.
Product Rules
Wealth management products can be subscribed to at any time. Depending on the settlement cycle of the product, the interest start time after successful subscription is different. The interest for the previous period will be distributed at the fixed interest payment time (settlement date) each month. The income model is "Distributed on Settlement Date", and the distributed interest is automatically credited to the Spot account. Wealth management has no fixed term and can be redeemed at any time. After redemption, the redemption amount will be returned to the Spot account at the fixed redemption arrival time each month, and the income will not be affected during this settlement cycle.
| Settlement Cycle | Interest Accrual Time (UTC) | Interest Payout Time (UTC) | Redemption Arrival Time (UTC) |
| 7 Days | Day T + 1 | Day 1st/8th/15th/22nd | Day 2nd/9th/16th/23rd |
| 15 Days | Day T + 2 | Day 1st/15th | Day 3rd/17th |
| 30 Days | Day T + 3 | Day 1st | Day 4th |
Operation Guide
Web Steps:
- Please log in to your XT account, new users please register first. Then select "Finance" - "Wealth Management" on the navigation bar.
- In "Wealth Management", you can see all current wealth management products. Users can find the desired currency product by switching the currency tab. Subscribe according to the intended investment strategy, settlement cycle, risk preference and other conditions.
- Click the "Subscription" button of your intended product, enter the "Product Details Page", enter the amount to be subscribed, view the daily estimated interest, current and historical yield, interest and dividend payout time, product rules and strategy introduction, and click the "Confirm" button.
- After the subscription is successful, you can click on "View Positions" or click on "Assets" - "Wealth Management" in the upper right corner of the navigation bar to view the income and position status. You can also operate "Redemption". The accumulated income during the settlement period will be distributed on the fixed settlement day of each month, and the income will be automatically deposited into the Spot account.
- After clicking "Redemption", enter the amount to be redeemed, check the redemption arrival time and risk warning, and click the "Confirm" button. After the redemption is successfully submitted, patiently wait for the fixed redemption arrival time after the end of the next settlement date. The redeemed funds will be returned to the Spot account, and the income will not be affected during this settlement period.
App Steps:
- Click on the adaptable function portal "Financial Overview" to enter and find "Wealth Management", or directly find the "Wealth Management" entrance in the adaptable function portal and click to enter.
- In "Wealth Management", you can see all current wealth management products. Users can find the desired currency product by switching the currency tab. Subscribe according to the intended investment strategy, settlement cycle, risk preference and other conditions.
- Click the "Subscription" button of your intended product, enter the "Product Details Page", enter the amount to be subscribed, view the daily estimated interest, current and historical yield, interest and dividend payout time, product rules and strategy introduction, and click the "Confirm" button.
- After the subscription is successful, you can click on "View Positions" or click on "Assets" - "Finance" in the bottom navigation bar to view the income and position status. Clicking on "Positions" will enter the "Position Details page" and you can operate "Redemption". The accumulated income during the settlement period will be distributed on the fixed settlement day of each month, and the income will be automatically deposited into the Spot account.
- After clicking "Redemption", enter the amount to be redeemed, check the redemption arrival time and risk warning, and click the "Confirm" button. After the redemption is successfully submitted, patiently wait for the fixed redemption arrival time after the end of the next settlement date. The redeemed funds will be returned to the Spot account, and the income will not be affected during this settlement period.