XT Earn are committed to providing you with a top-tier digital currency investment experience. Safety of user funds is our top priority, which is why we employ industry-leading risk control technology and round-the-clock monitoring systems to ensure comprehensive protection of our assets. Our product design is centered around the user, aiming to deliver industry-leading returns while ensuring a streamlined and convenient product experience.
The Wealth Management team was established in 2018 and has become one of the largest digital asset management teams in the industry. Team members graduated from prestigious institutions such as Stanford University, the National University of Singapore, Tsinghua University, and Carnegie Mellon University. Members have rich work experience in Web3 exchanges, traditional private equity firms, and the internet industry.
Whether you're a novice in cryptocurrency or a seasoned investor, XT Earn makes your investment journey easy and enjoyable.
XT On-chain Earn
XT On-chain Earn carefully selects high-quality PoS (Proof of Staking) projects, allowing users to stake their assets and earn stable staking rewards. PoS is a consensus mechanism that enables holders to stake their cryptocurrencies to support network security and operations. These staked assets are called "Stake," and the nodes participating in staking are known as "Staking Nodes."
The working principle of on-chain node staking is that users lock their cryptocurrency in a smart contract to support the network's consensus mechanism. In return, they receive newly minted tokens or transaction fees as rewards based on the proportion specified by the network protocol.
XT On-chain Earn has built a low-barrier, high-yield bridge for users to become participants in the PoS network.
The reasons for the fluctuation in on-chain staking yield are as follows:
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Network Activity: Changes in trading volume and network utilization affect transaction fees, thereby impacting Staking returns.
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Total Staked Amount: If the total amount staked on the network increases, the reward share for individual stakers may decrease.
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Inflation Rate: Some blockchain networks adjust the quantity of newly minted tokens based on inflation mechanisms, which also affects staking returns.
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Network Protocol Updates: Blockchain networks may undergo protocol upgrades or changes, which could adjust the reward structure for Staking.
Hence, the yield from Staking isn't set in stone, rather, it dynamically adapts to changes in network dynamics and other factors. This approach encourages users to commit to long-term network support, underscoring the dynamic and intricate nature of the blockchain ecosystem.
Product Advantages
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High Returns: XT offers industry-leading on-chain staking yields, maximizing returns for users by eliminating middlemen.
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Flexibility: Stake your tokens anytime to earn stable on-chain rewards. You can also redeem at any time, subject to a waiting period.
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Security: Staked assets are securely stored in XT’s cold wallets, protected by top-tier security measures and 24/7 monitoring. All staking assets and earnings are transparently recorded for your peace of mind.
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Low Entry Barrier: Participate in on-chain earnings with minimal PoS token holdings. For example, in ETH staking, users don’t need 32 ETH to run a node—staking starts as low as 0.001 ETH while earning on-chain rewards.
Interest Calculation
Interest is calculated starting from the day after the staking (D+1).
Calculation Formula: Daily Earnings = Staking Amount x Floating APR / 365.
Operation Guide
Web Steps：
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Please log in to your XT account. New users please register first. Then select "Finance" - "On-chain Earn" on the navigation bar.
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In "On-chain Earn", you can see all current on-chain earn products. Use filters or the search bar to find your preferred staking based on APR, minimum deposit, and other conditions.
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Click the "Stake" button on your chosen product to open the stake window. Enter the amount you want to stake, review the duration, amount limit, estimated daily earnings, interest accrual and payout time, then click "Confirm".
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After the subscription is successful, you can click on "View Positions" or click on "Assets" - "Earn Account" - "On-chain Earn" in the upper right corner of the navigation bar to view the income and position status. You can also operate "Redeem".
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Click "Redeem", enter the redemption amount, review the redemption time and risk notice, then click "Confirm". Once submitted, wait for the redemption period to end. The redeemed funds will be returned to the Spot account, and no staking rewards will be earned during the redemption period.
APP Steps：
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Click on the adaptable function portal "Financial Overview" to enter and find "On-chain Earn", or directly find the "On-chain Earn" entrance in the adaptable function portal and click to enter.
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In "On-chain Earn", you can see all current on-chain earn products. Use filters or the search bar to find your preferred staking based on APR, minimum deposit, and other conditions.
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Tap your chosen product to enter the "Staking Details" page, enter the amount you want to stake, review the duration, amount limit, estimated daily earnings, interest accrual and payout time, then click "Confirm".
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After the subscription is successful, you can click on "View Positions" or click on "Assets" - "Finance" in the bottom navigation bar to view the income and position status. Clicking on "Positions" will enter the "Position Details" page and you can operate "Redeem".
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Click "Redeem", enter the redemption amount, review the redemption time and risk notice, then click "Confirm". Once submitted, wait for the redemption period to end. The redeemed funds will be returned to the Spot account, and no staking rewards will be earned during the redemption period.